Highlights of Coverages

Eligible Classes:

• Commercial Associations
• Common Interest Developments
• Condominium Associations
• Cooperatives
• Homeowners Associations (HOAs)
• Master Associations
• Planned Unit Developments (PUDs)
• Property Owners Associations
• Rental Pool Associations
• Timeshares
• Townhome Associations

Special Features & Coverages:

• Defense & Indemnity of Monetary Claims
• Defense of Non-Monetary Claims
• Insured Includes Directors & Officers, Entity, Property Manager, Volunteers, Committee Members, Employees & Leased Employees
• Defense of Breach of Third Party Contract Claims
• Defense of Failure to Maintain or Obtain Insurance Claims
• Developers on the Board / Controlled Boards Qualify
• Third Party Discrimination

To Obtain Quotes:

Agents may choose one of the following:

• Submit “any” directors and officers application to obtain quick pricing and coverage indications from McGowan Program Administrators.
• Submit ON-LINE at my.mcgowaninsurance.com
• Submit an applicable application Chartis/McGowan application or a McGowan application for a CHUBB policy

Pricing indications are subject to receipt of a thoroughly-completed application.  However, so long as the exposures do not change from the indication stage to the quote stage, the pricing and coverage should not vary.

To Bind Coverage:

The following items are required in order to bind coverage:
1.    A written request to bind on or before the requested effective date;
2.    A thoroughly-completed Chartis/McGowan application or a McGowan application for a CHUBB policy.
3.    Supplemental Claims applications (if applicable). 

Patty Satayathum
National Program Manager
Phone: (440) 333-6300 Ext. 2262
Email: psatayathum@mcgowanins.com

Joel W. Meskin, Esq., CIRMS
Vice President - Community Associations Products
Phone: (440) 333-6300 Ext. 2240
jmeskin@mcgowanins.com