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Highlights of Coverages

  • Product Overview
  • Special Coverages
  • Applications
  • Contacts

Eligible Classes:

  • Cities, Towns, and Villages with Populations Under 100,000
  • Counties with Populations Under 250,000
  • Special Purpose Districts (Water, Sewer, Park, Tax & Fire Districts)
Products: Umbrella
Limits: Up to $20MM
Carrier: “A” Rated Carriers / Admitted Paper
Territory: All 50 States
Required Underlying Rating: A- / VI
Available “Follow Form” Coverages:
  • Employee Benefits Liability
  • Employers Liability
  • Employment Practices Liability
  • EMT Liability
  • Fire Department Liability
  • Fire Department Errors & Omissions Liability
  • Hired & Non-Owned Automobile Liability
  • Law Enforcement Liability
  • Owned Automobile Liability
  • Public Officials Errors & Omissions Liability

To Obtain Quotes:

Pricing indications are provided with the submission of our application (v11.01.10 or current version). Firm quotations are subject to receipt of the following:

  1. A fully completed application (v11.01.10 or current version);
  2. Five years of currently-valued (generated within the past six months), hard copy, carrier generated loss runs.

To Bind Coverage:

The following items are required in order to bind coverage:

  1. A written request to bind;
  2. A thoroughly-completed application (v11.01.10 or current version).
  3. Five years of currently-valued (generated within the past six months), hard copy, carrier generated loss runs.

Terrence B. Phelan
Vice President—Municipal Risk Division
Phone: (440) 333-6300 Ext. 3643
Email: tphelan@mcgowanins.com